165.926           Deductible Should Be Prorated to Make Them Equitable for Enrollees

165.926           Deductible Should Be Prorated to Make Them Equitable for Enrollees:

It is MSSNY’s policy that the New York State Department of Insurance require insurers to prorate annual deductibles to the date of contract enrollment.

MSSNY introduced a resolution asking the American Medical Association’s House of Delegates to seek legislation, regulation or other appropriate relief to require insurers to prorate annual deductibles to the date of contract enrollment.  (HOD 2001-67; Reaffirmed HOD 2011; Reaffirmed HOD 2021)